salary worksheet question

Savings are 401K deductions which are matched 100% by Aramco upto 9%. So if you make 1,000 you will contribute 9% of that = $90 and Aramco will contribute $90 = $180. That amount will be invested and will grow and hopefully when you retire you will get more than what you and Aramco contributed. You get to make a choice on the Funds etc. where you want to invest low/high risk etc. Also the Aramco contribution "Vests" after 5 years for US hires. This means that after 5 years if you leave you get to keep your portion and the Aramco portion that was contributed by them. So that ends being a significant savings. Ofcourse you do not want to early withdraw from your 401K due to tax implications. Your portion is yours to keep and there is no term of employment required for that. I hope this helps!